Notice of Permanent General Assurance Corporation Class Action Settlement

If You Canceled, at Your Request, Your Automobile Insurance with Permanent General Assurance Corporation (d/b/a The General) between January 25, 2016, and April 11, 2022, you may be a member of the Settlement Class in this class action lawsuit.


Important Dates

Exclusion Deadline
Objection Deadline
Final Fairness Hearing
Claim Deadline
  • On April 11, 2022, the United States District Court for the Southern District of Florida certified this lawsuit as a class action. By certifying the case, the Court allowed the Plaintiffs (also referred to as the Class Representatives)—Dorine Connor and Myrtle Pugh—to pursue the claims of all Class Members against Permanent General Assurance Corporation (“Permanent General”). Thereafter, the Parties reached a Proposed Settlement on behalf of a Settlement Class which the Court preliminarily approved in a Preliminary Approval Order.
     
  • What is this class action lawsuit about? The Class Representatives sued Permanent General alleging that Permanent General breached its insurance contracts and was unjustly enriched by failing to provide proper refunds of unearned premiums when Florida customers voluntarily canceled their automobile insurance.
     
  • On April 28, 2022, the Court granted, in part, the Class Representatives’ cross-motion for summary judgment related to the alleged breach of Permanent General’s insurance policies, but the Court did not determine the amount of damages to be awarded and has ordered the case to proceed for further determination of the issue of damages. Permanent General denied and continues to deny the allegations against it. Rather than continuing to litigate the matter, the Parties have reached a Proposed Settlement.
     
  • Your legal rights are affected whether you act or don’t act. The deadlines to exercise these rights are explained in this notice. Read carefully:
Your Legal Rights and Options in This Lawsuit:
Submit a Claim Form

The only way to receive a settlement payment, to the extent that you are entitled to one, is to timely submit a valid claim form either online or through the U.S. Mail. The deadline to submit a claim form is
February 20, 2023.

Object

Write to the Court about why you don’t like the Proposed Settlement. The deadline to object to the Proposed Settlement is December 19, 2022.

Opt-Out

Write to the Settlement Administrator about why you do not wish to be a part of the Settlement Class or Proposed Settlement.  

Do Nothing

If you do nothing, you will not receive a settlement payment. But you still will give up your right to sue Permanent General about the legal claims in this case. To receive a settlement payment, you must submit a claim form.